📜 Terms & Conditions

1) Acceptance of Terms

By using this site, visitors agree to these Terms & Conditions. If you do not agree, you should discontinue use of the site. These Terms apply to all visitors and cover the use of all pages and features. We may revise the Terms periodically and update the date accordingly. Use of the site after changes indicates acceptance of the revised version. The language of these Terms is neutral, with no commercial offers or promotional claims. They exist solely to set clear boundaries for site use.

2) Informational Nature of Content

All content is provided for informational purposes only. We do not offer financial, legal, or personalized advice. Examples are for illustration and do not represent recommendations. Readers are encouraged to use independent judgment and, if needed, consult professionals for guidance. No guarantees or predictions are included in the content. The site’s role is to explain general concepts and highlight common considerations. This distinction is crucial for setting realistic expectations.

3) Permitted Use

Visitors are expected to use the site in a lawful and respectful manner. Content may be read, shared, or referenced for personal understanding. It must not be copied extensively or presented as original work elsewhere. Misuse such as attempting to interfere with the site’s security is prohibited. The site should not be used to submit sensitive personal information through the contact form. Compliance with these conditions ensures a safe and fair experience for everyone.

4) Availability and Changes

We aim to provide consistent access to the site, but availability cannot be guaranteed. Pages or sections may be updated, moved, or removed without notice. We avoid unnecessary redirects and maintain simple navigation. Content is reviewed and updated for clarity as needed. Readers should be aware that the site may evolve over time. Any changes remain within the framework of neutral and informational use. This adaptability helps maintain relevance.

5) External Links

External links may appear for context, but we do not control or endorse third-party sites. Linked content may change or become unavailable without notice. Visitors should review external sources independently for accuracy and relevance. We include links only when they add context or clarity to the topic. No promotional or brand-driven links are provided. This approach maintains neutrality and prevents conflicts of interest. Transparency about external sources is an essential standard we uphold.

6) Intellectual Property

The text, layout, and design of this site are protected by applicable intellectual property laws. Visitors may reference content with attribution, provided it is not misrepresented. Large-scale reproduction or redistribution without permission is not allowed. Any permitted reuse must preserve the context and neutrality of the original. We encourage responsible sharing that respects both content integrity and informational purpose. Unauthorized use undermines the clarity we work to maintain.

7) Limitation of Liability

We are not liable for indirect, incidental, or consequential damages arising from use of the site. Content is provided “as is” without warranties of any kind. While efforts are made to ensure accuracy, errors or outdated information may occur. Readers use the site at their own discretion and should confirm details independently. External links are beyond our control and carry their own risks. These limitations are intended to maintain clarity about responsibilities.

8) Governing Law

These Terms are governed by the laws of Canada and the Province of Ontario. They are not intended to reference specific jurisdictions beyond this scope. Headings are provided for convenience and do not affect interpretation. If a provision is found invalid, the remaining terms continue to apply. This structure ensures that the Terms remain effective even if part of them is challenged. The purpose is to establish a general framework, not to create complex legal arrangements.

9) Contact Information

📍 Address: 200 Bay St., Toronto, ON M5J 2J2, Canada
📞 Phone: +1 416 865 0266
✉️ Email: info@morithenqavylo.com